60%collected
What’s already in.
Review confirmed collections and recent payments to see the money received.
ForecastingSee the term ahead.
See the term ahead.
Plan with a clearer picture.
Use collections, outstanding fees, and payment schedules to plan your school’s cash flow. Keep what’s expected separate from what’s already in.
₦9.2mCollected + estimated next collections
CollectedProjected
Example: ₦6m collected and ₦4m outstanding. Estimates are not guaranteed payments.
Start with the records
your school already has.
Before planning the next expense, review what has come in, what remains unpaid, and when families are due to pay.
Outstanding fees₦4mIllustrative balance
What’s still outstanding.
Check unpaid and partial invoices before estimating future collections.
Payment scheduleFirst installment 12 SeptNext installment 10 OctIllustrative dates
When payments are due.
Review installment schedules to understand how payments are spread across the term.
School costs have dates.
Your plan should too.
Look at payment schedules alongside the expenses ahead. Use the dates to decide what needs attention first.
Term opens
Review the invoices.
Check the fees billed and the balances carried into the term.
During the term
Follow the payments.
Review collections and upcoming installments as families pay.
Before the next expense
Check what’s available.
Use confirmed income when deciding what the school can spend.
A forecast is a planning toolExpected money.
Expected money.
Available money.
Know the difference.
An unpaid invoice is still an unpaid invoice. Keep projected collections separate from confirmed payments when planning salaries, supplies, and running costs.
Explore accounting & expensesConfirmed collections₦6mPayments already received
Outstanding fees₦4mStill to be collected
Illustrative figures. Outstanding fees are not available cash.
A clearer picture
for the next meeting.
Use your school's collection reports to discuss progress, outstanding fees, and what needs follow-up.
Make the next
conversation useful.
A collection update helps more when everyone knows what to do next. Bring the relevant records to each conversation.
For the school office
Who needs a follow-up?
Review debtor records and reminders before reaching out to families.
For families paying in partsWhen is the next payment?
Check installment schedules and outstanding balances together.
For school managementHow is the term progressing?
Use collection trends and reports to discuss the school’s position.
Turn the next question into a follow-up.
Use debtor records and reminders to follow up on outstanding fees.
Questions about forecasting
Is a forecast the same as money received?
No. A forecast is an estimate for planning. Confirmed collections tell you what has actually been received.
Which records help us plan?
Review invoices, outstanding balances, installment plans, and collection trends to understand what has been paid and what is still due.
Can we follow up on outstanding fees?
Yes. Kredl includes debtor tracking, a reminder queue, and reminder rules to help your team follow up.